Social Security disability provides monetary benefits to individuals who are disabled and no longer able to work and has been around for more than 60 years. However, there are still so many misconceptions about the program that people still believe. As a result, they prevent themselves from receiving as much money as they’re entitled to.
Here are some of the most common myths about Social Security disability benefits:
First Time Disability Claims Are Always Denied
It’s true that the majority of people are denied when they apply for Social Security disability for the first time. However, it’s not impossible to get your initial application approved. Many people get their initial applications denied because they don’t take the time to thoroughly review their answers to make sure they’re providing sufficient information. For example, the Social Security Administration frequently denies claims that don’t have enough medical evidence.
Applying for Benefits Always Takes Months or Years
While it typically takes the Social Security Administration several months to approve applications, it isn’t always the case. If you suffer from one of the 88 extraordinarily severe disabling conditions, you may be able to receive approval as soon as 20 days after you submit your application.
It’s Better to File a New Claim Than Make an Appeal
Many people who get their initial Social Security disability application denied think that they should just file a new claim. However, filing a new claim based on the same disabling condition is usually a waste of time. It makes much more sense to file an appeal within 60 days of the rejection. Hiring a qualified Social Security lawyer can improve your chances of winning your appeal.
You Can’t Earn Money While Receiving Social Security Disability Benefits
Believe it or not, this is false. You can now earn up to $880 a month performing any duties your disability allows and still receive Social Security disability benefits.
You’re Considered Permanently Disabled After You Get Benefits
Just because you get approved for Social Security disability benefits right now, doesn’t necessarily mean you will receive them for the rest of your life. If your medical condition improves and you’re not disable anymore, your benefits will end. The Social Security Administration can also terminate your benefits if you start earning $1,070.00 a month or more.
Hiring a Social Security Lawyer Is Too Expensive
Some people don’t hire a lawyer to assist them with their Social Security disability application because they falsely believe they’ll charge too much. The truth of the matter is that Social Security lawyers must work on a contingency basis. Instead of charging you fees upfront, they will take a percentage of the benefits you receive.
If you want to apply for Social Security benefits, consult with an experienced Social Security lawyer, like a social security lawyer in Memphis TN.
Thank you to Darrell Castle & Associates, PLLC for their information on common myths about Social Security benefits.