After a motorcycle accident, you might wonder whether or not you need a lawyer. If you have motorcycle insurance, there might not seem to be any reason to hire one. You should just be able to file a claim and receive compensation, right? Unfortunately, this isn’t always the case. Insurance companies frequently fight over how much they owe you, and matters can get quickly complicated if you claim that the other driver caused the accident. Here are reasons you might need to consider talking to a professional who deals with motorcycle accident cases.
There Is a Fight Over Who Is Liable
Accidents are not always clean-cut scenarios. You may think the other driver caused the crash, but they may place the blame on you. If there is uncertainty over liability, each insurance company is likely to go back and forth about who needs to pay whom, leaving you without compensation for a long time. It can be incredibly difficult to prove negligence and innocence if you don’t understand your state laws and what evidence to gather. A lawyer can build a case that proves your innocence and collects evidence showing that the other driver acted negligently.
Your Claim Involves a Lot of Money
Insurance companies are interested in making money, not paying it out to you. If you sustain significant injuries and property damage in the crash, your bills could be enormous. In addition to that, you can claim lost wages that you’ve missed during recovery since the accident and pain and suffering. With so much money on the line, the insurance company will probably try to fight you on it. They may offer you an initial settlement that is far below what you need. A lawyer can negotiate a fair reward on your behalf.
Your Case Is Being Investigated by Insurance
Insurance companies like to investigate claims outside of any decisions made by police. Saying the wrong thing to an agent or an investigator can forfeit your chances at compensation, especially if you play down your injuries or admit guilt to causing the crash. Instead of risking your claim, let a lawyer deal with the insurance company for you. They understand how insurance companies operate and how to protect your rights.You don’t need to hire a lawyer right away in your case. If things aren’t going your way, you can still hire one at any time during the claims process.