Personal Injury Lawyer
After a car accident, your health is the number one priority. Second, are your finances. After suffering damages at the hands of another driver, money may be tight. You may not know how you’re going to pay your bills. This is why most people file a lawsuit against the other driver. Before you receive your compensation, however, how can you pay your debt to the hospital? Here are some ways to pay your medical bills.
Health Insurance
Your health insurance can pay for your injuries if you were in a car accident. Some people think that they can’t utilize their health insurance coverage if they want to receive a settlement. You can still use your insurance. While you may have to pay back the insurer for any costs that the company covers, you can still take advantage of your health insurance discounts.
Payment Plans
Many hospitals allow patients to come up with a payment plan to handle medical bills. If you feel like you’re drowning in medical debt, contact the billing department of your healthcare provider. You can discuss your options before they turn over your bills to a collection’s agency. If you can get on a payment plan, then any money you pay in bills will be reimbursed when you receive your settlement.
Attorney Liens
Attorney liens allow you to pay your bills when you receive your settlement. If you have a strong case, some doctors will be willing to have a lawyer sign documents that guarantee that the doctors or medical care providers will receive a cut of the settlement to pay off the bills when you receive it. This means that you can continue to receiving ongoing care and not have to pay any money upfront. While you are receiving care, the doctors will record the bills, but they will not send them to you and they will not send them to collections. The amount you owe will be handled when you receive your settlement.
Out-of-Pocket
Do not wait to handle your medical bills until after you receive your settlement. While you are going through the negotiations and possibly a trial, your bills will stack up. Your doctor could end up handing the bills to collections and seriously damaging your credit. It is better to work with the medical care provider. To find out more about how to pay your medical bills, consult with a car accident lawyer, like from The Law Firm of Frederick J. Brynn, P.C.
